Don't Be Fooled By A Medicare Advantage Plan
A Medicare Advantage Plan is COMPLETELY different from Original Medicare. If you join a Medicare Advantage Plan, your healthcare is managed through a private insurance company instead of the government-run Original Medicare health insurance program. With a Medicare Advantage Plan, you will NOT be enrolled in Original Medicare and you will NOT be able to use your red, white and blue Medicare card when you go to the hospital, doctor or specialist. This means you NO longer are under the Original Medicare program and you MUST follow the rules of the Medicare Advantage Plan you have joined. Don’t be fooled by a Medicare Advantage Plan. Get the facts.
Can I switch back to Original Medicare from a Medicare Advantage Plan?
Yes. You can switch back to Original Medicare during the annual election period from October 15 through December 7; however, you may NOT be eligible to switch to a Medicare Supplement Plan unless you are in your first year trial period in a Medicare Advantage Plan. If you are in your first year trial period, in most cases, you will NOT have to go through medical underwriting to qualify for a Medicare Supplement. The best time to apply for a Medicare Supplement Plan is during your open enrollment or guaranteed issue period. If you wait until a later time to enroll in a Medicare Supplement, you risk potential health issues that could prevent you from getting a Medicare Supplement in the future.
How Original Medicare works with Medicare Supplement
With Original Medicare and a Medicare Supplement, you have the FREEDOM you want:
- You have the FREEDOM to choose any hospital, doctor or specialist that accepts Medicare anywhere in the USA
- No networks to worry about
- No doctor referral needed to see a specialist
- No prior approval required
- With Original Medicare and Plan G,
- 100% of ALL the following Medicare-eligible charges are covered
- You pay $0 for Medicare Part A deductible and co-payments
- You pay $0 for Medicare Part B coinsurance
- You pay $0 for all Medicare-eligible hospital inpatient and outpatient services
- You pay $0 for preventive care services
- You pay $0 for an approved skilled nursing facility
- You pay $0 for any Medicare-eligible excess charges
- You pay $0 for any additional Medicare-eligible medical services