North Carolina
Senior Citizens Association
Member American Senior Citizens Association - Washington, DC
Call 800-290-7535
LCBA Anthem Manhattan Life Colonial Penn Physicians Mutual AARP Blue Cross Blue Shield Mutual of Omaha Gerber Life United American GPM Life Americo New Era Bankers Fidelity Medico Transamerica Cigna Mutual of Omaha CSI Humana Assured Life Companion Life USAA Aetna

What You Don't Know About Medicare Advantage Plans Could Cost You

Medicare Advantage Plans Are Often Useless

From the North Carolina Department of Insurance, SHIIP Division

Some health insurance agents are misleading seniors into buying Medicare Advantage plans that are not accepted by many North Carolina doctors and hospitals, state insurance officials warned.

Aggressive agents are giving bad financial advice to many Medicare beneficiaries, according to Judy Gray, outreach coordinator for the Seniors’ Health Insurance Information Program (SHIIP). Gray’s in-laws were among recent victims.

Tom and Carolyn Gray of Hurdle Mills, near Roxboro, signed up for a Medicare Advantage plan in mid-January, only days after Tom Gray had been diagnosed with advanced pancreatic cancer, Judy Gray said. They said an agent promised that their Medicare coverage would not change, but that they would get additional benefits for free.

Tom Gray died about a week after he and his wife signed the papers. But before that, they had called their daughter-in-law, who realized they had enrolled in a plan their doctor didn’t accept. She contacted the company and canceled the plan. “Even when I talked with the agent, he was very argumentative,” Judy Gray said. “He said, ‘They can go anywhere they want to,’ And I said, “No sir, they cannot.’

There are numerous doctors and hospitals in our state that will not touch these plans,” she said.

Medicare Advantage is a variation on traditional Medicare coverage that allows private companies to cover doctor, hospital and often prescription drug bills. 

How To Protect Yourself

Insurance agents cannot come to your home without permission. If they call you to schedule an appointment, make sure you get the agent’s name, the company name, and a phone number. Call back to verify the person is who he says he is. If you have any doubts, the Seniors’ Health Insurance Information Program can tell you if that person is a licensed agent. Do not be pressured into making quick decisions. SHIIP counselors are trained to help with health insurance questions. They can be reached at 1-855-408-1212.


A Better Way to Buy a Medicare Supplement
Choose Plan. Compare Rates. Enroll Online or by Phone.

Our Medicare Advisors Will NOT Call You Unless Requested

No Phone Calls • No Hassle • No Obligation • No Risk

#1 Online Medicare Supplement Company
Why NCSCA Medicare Advisors Won't Call You?
Why Use NCSCA Medicare Advisors
Tell your friends about us!
Email to Friend
Share on Facebook
Share on Twitter
Comodo Trusted Site Seal
Shop Online - Buy Online - Save Online